Home Buyer & Seller Closing Cost Calculator

Estimate Your Closing Costs Before You Buy or Sell

 

Whether you're buying your first home or preparing to sell your current one, understanding closing costs is an important part of planning your move. Our free Closing Cost Calculator helps estimate the expenses commonly associated with real estate transactions, including lender fees, title insurance, taxes, commissions, appraisal costs, and other closing-related expenses.

For home buyers, this calculator can help estimate the cash needed at closing, including down payment, lender fees, title costs, and prepaid expenses. For sellers, it provides an estimate of potential expenses and net proceeds after commissions, mortgage payoff, taxes, and other transaction costs.

Whether you're buying or selling in Kalamazoo, Portage, Vicksburg, Mattawan, Schoolcraft, Paw Paw, Three Rivers, Richland, Battle Creek, or anywhere in Southwest Michigan, this tool can help you better understand the financial side of your transaction and prepare for closing day with confidence.

Use the calculator below to estimate your costs and gain a clearer picture of what to expect before you make your next move.

Closing Cost Calculator

Estimate buyer closing costs, seller closing costs, cash needed before closing, cash to bring to closing, and estimated seller net proceeds.

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Buyer Closing Costs

Estimate cash before closing, cash to bring to closing, and lender loan amount.

Costs can vary. Check with your lender, title company, and local professionals.
Cash sets appraisal to $0 and makes down payment equal the full purchase price.
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Closing costs usually range anywhere from 3% to 6%. This cost can vary. Check with your lender.
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Paid before closing. For lender deals it reduces the estimated loan amount. For cash deals it reduces what you still bring to closing.
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Estimates based on common market assumptions. Final figures may vary.
Your Buyer Results
Cash before closing is separate from what you still bring to the closing table.
Inspection$0
Earnest Deposit$0
Appraisal$0
Cash Before Closing$0
Lender Closing Costs$0
Title Insurance$0
Estimated Taxes and Fees$0
Down Payment$0
Seller Contributions$0
Cash To Bring To Closing$0
Estimated Loan Amount—
Cash To Bring To Closing
$0
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Seller Closing Costs

Focused on seller costs first, then shows estimated net after payoff and closing costs.

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Commissions are negotiable. Please discuss your options with a licensed realtor.
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Commissions are negotiable. Please discuss your options with a licensed realtor.
These calculations are estimates and do not reflect final numbers. Actual costs, payments, and proceeds may vary.
Your Seller Results
Estimated net after payoff and seller closing costs.
Title Insurance$0
Estimated Taxes and Fees$0
Buyer Agent Commission$0
Seller Agent Commission$0
Seller Contributions$0
Other Closing Costs$0
Total Closing Costs$0
Sale Price$0
Mortgage Payoff$0
Total Closing Costs$0
Estimated Net$0
Estimated Net
$0
Jared Stout, Realtor with eXp · 269-599-2008 · Estimates are for planning purposes only.